Planning in Pencil
Before my husband and I bought our first house, we were clueless. True “property virgins” as HGTV would say. Throughout our twenties, we relished the transient lifestyle of renters. Unhappy after a year? Up we went, and into something better. We were perpetual tenants with real commitment issues. But something happened the moment a ring was slipped on my finger and a wedding was no longer a concept, but an eminent request. We started getting the urge to settle down, settle in